Building Your Credit
Good credit affects more areas in your life than you might think, from applying for a job or renting an apartment, to financing a car or house. Maintaining good credit and knowing how to recover from a financial setback are key skill sets to secure future financial flexibility.
What are the 5 C's of Credit and how do they play a role in your ability to qualify for credit?
You’re ready to apply for credit, but where do you start? Here are some things you’ll need to know before you take the next big step.
There are a few tried and true options to help you pay down debt; however, staying committed to your financial goals and monthly budget are key to getting back on track financially.
Creditors use information about you and your credit history to decide whether or not you would be a low-risk candidate to lend to, and there are a few things you can do to increase the likelihood of qualifying for a loan or credit card.
Credit scores measure credit worthiness. A credit score is issued by one of three credit bureaus to help lenders determine whether to approve you for a loan or credit card.
There are a few practical tips to follow to manage your credit responsibly and build or maintain a good credit history.
There are two basic categories that most loan types fall into and it’s important to know the difference between the two.